Shilpa Rajesh Vibhute

shilpa

“I want to promote dairy and allied business to ensure sustainable income for women farmers.”

She dreams of starting a large-scale milk collection center with more than 1000 women. According to her, through this, women can earn more than Rs. 12,000 per month. Given her experience with banks and other financial institutions, she wants to provide support to other grassroots women entrepreneurs in accessing loans.

She wants to build confidence among women entrepreneurs by training them on improving their business plans and other paper work to successfully access financial institutions. Her target is to help at least 150 women in the next few months to get loans from banks like HDFC, Axis Bank, Jan Lakshmi Foundation etc.

Shilpa is presently working as entrepreneurship trainer and mentor in seven villages in Nanaj block of Solapur.

Born in poverty, she was brought up by her maternal grandparents, who got her educated till 12th but couldn’t afford further education and got her married despite her desire for higher education. Her husband was the sole earner for the entire family.

In 2005, she joined the Self-Help Group (SHG) and as she has always been enthusiastic, gradually started supporting bank linkages. People in the village used to pass comments like: “she is bound to fail”, or “she will not achieve anything”. Yet, despite all that she kept going. She is now running three successful enterprises and one of her more profitable enterprises is the nursery where she prepares saplings of crops like grapes and sells it to local farmers. Her strength is the trust of over 500 women that form part of her network and have been with her for so many years.

She prepared a bank loan application to start a group business in dairy, which she points out that men in her village tried to get cancelled. But due to her confidence, the loan was approved and in three years the group was able to return the entire loan. As a result of this business, each woman in the group started earning an average of Rs. 6000-7000 per month.

Now there are over 300 women associated in various SHG groups in her village. She dreams of starting a large-scale milk collection center with more than 1000 women. According to her, through this, women can earn more than Rs. 12,000 per month.

Given her experience with banks and other financial institutions, she wants to provide support to other grassroots women entrepreneurs in accessing loans. According to her, banks can be a very intimidating place if the women do not have much experience. She wants to build confidence among women entrepreneurs by training them on improving their business plans and other paper work to successfully access financial institutions. Her target is to help at least 150 women in the next few months to get loans from banks like HDFC, Axis Bank, Jan Lakshmi Foundation etc.